J. Charles Dunham, CFP®

Email Address

Charles.Dunham@LFG.com

Chuck is a Birmingham native who joined First Financial Group of the South, Inc in October of 1983. Chuck graduated from Vanderbilt University in 1975 with a Bachelor of Arts (BA) degree with a double major in business and economics. He received a Masters of Business Administration (MBA) from the University of Alabama at Birmingham in 1978. Chuck is a CERTIFIED FINANCIAL PLANNER™ professional and has earned the Certified Retirement Planning Counselor (CRPC®) designation as well as the Chartered Financial Consultant (ChFC®) and Chartered Life Underwriter (CLU) designations. Chuck is a current member of the Financial Planning Association (FPA) and served as President of the North Alabama FPA Chapter in 1999 and 2000 during the consolidation of the FPA’s two predecessor organizations, the International Association of Financial Planners (IAFP) and the Institute of Certified Financial Planners (ICFP). Currently, he serves on the Membership Advisory Group for the Financial Planning Association. Personalized planning, especially in the retirement area, for individuals and their families allows Chuck to share his knowledge, experience, and vision with clients, so that they may feel confident about their financial future. Chuck has built a successful private practice by creating and delivering value to his clients.

 

Tracy Harmony

Client Relations Coordinator

Although relatively new to the Birmingham area, Tracy has returned to Alabama, having originally been born in Huntsville and raised in Evergreen. She has traveled throughout the United States supporting her husband during his 20 year military career and has worked or volunteered at each new assignment. She is experienced in human resources, office administration and customer service. As a volunteer, while living in Fort Polk, Louisiana, Tracy served as the Family Readiness Group leader for over 260 soldiers and their families. She organized and coordinated the deployment and redeployment of military personnel. Much of her time was spent shepherding, mentoring and advocating for the spouses of these deployed soldiers. She is warm, personable, and professional in her approach. Her logistical and organizational skills will prove invaluable to both you and me. Tracy has a Bachelor of Science degree from Northwestern State University of Louisiana. She and her husband, James, are active foster parents who spend their family time camping, snorkeling, and enjoying local activities, events, festivals and other cultural events.

 

Demetra Patrick

Client Service Specialist

Demetra has been providing you with expert customer service for me for over 10 years. Her knowledge, skills and instincts, honed and perfected in her previous career with Bellsouth, has proven to be both intuitive and invaluable in handling the details and needs of you, my clients. Her semi-retired status affords her the personal time to enjoy being with Jimmy, her husband of 46 years, while keeping her work skills current with today’s advanced technological business solutions. She enjoys traveling, watching her children achieve personal success, and having several grandchildren to spoil.

 

First Financial Group of the South, Inc. (FFG) is a Birmingham-based financial planning firm founded in 1982 by Founder, Sanford B. Axelroth, CFP®, ChFC. The Firm has offices throughout the state of Alabama and Nashville, Tennessee offering a unique team practice - a blend of technical expertise and common sense financial direction.